When bills are piling up and you have no idea how you will pay them or you are facing additional expenses, Linville Car Title Loans can give you the financial assistance you need. If you have not taken out a title loan in the past, you may not be familiar with how they work. Title loans work somewhat differently than other types of loan. For instance, with a regular bank loan, you typically need to pass a credit check. You do not have to worry about this when you apply for a title loan with us at Linville Car Title Loans. We understand how stressful it can be when you need money quickly. This is why we make it available to apply for a title loan online. With our online application process for title loans Sherman residents can receive a lending decision faster than with a regular bank loan.
To apply for a title loan, you will need some basic information, such as the make and model of your vehicle. You will also need to supply the current mileage for your vehicle. This information will be used to assist us in determining the value of your vehicle and the amount we can offer you for a loan. Once you have supplied this information along with your name and a contact number, we can give you a lending decision and loan estimate.
For your convenience, Linville Car Title Loans is located in Sherman, Texas. When you are in need of title loans in Sherman, we are here to help. Our courteous staff is always available to answer any questions you might have about the title loan process. For fast and easy title loans Sherman residents can rely on us.
Still curious about how the title loan process works? When applying for title loans in Sherman, it’s important to have a good understanding about how title loans work as well as the state laws that apply to title loans in Texas.
In order to be approved for a title loan, you must be able to show that you are at least 18 years of age. Additionally, you cannot have any other title loans or liens out against the vehicle you wish to use for a title loan. You must own the vehicle free and clear.
Many people mistakenly believe that if they take out a title loan on their vehicle, they will no longer be able to use or drive their vehicle until the loan is paid off. This is only a myth. Taking out a title loan is not like a pawn. You will still be able to drive your vehicle as long as we receive payments for your loan on time.
You also do not have to be employed to be approved for a title loan. When thinking of applying for title loans Sherman residents only need to show that you have a source of income that is received on a regular basis.
Possible sources of income that could be used include:
We understand that when you apply for a title loan, you are likely in a financial bind. For this reason, we strive to provide a lending decision as quickly as possible. Unlike with a bank, when you apply for a loan with us, you do not need to wait days to find out whether you have been approved. If you are approved for a title loan, you will have the money deposited into your account within 24 hours.
Many times, people are worried about applying for a title loan because they are worried they will be turned down because of their credit. Today, many people are suffering from the ill effects of bad credit or no credit. Regardless of whether you have poor credit because of delinquent payments, a foreclosure, or even bankruptcy, this will not prevent you from being approved for a title loan. We accept the title to your vehicle as security for your loan, so there is no need for us to run a credit check.
We are here to help you ever have any questions or concerns about your loan.
We work to provide the most competitive interest rates possible. If you find yourself in a situation in which you find it difficult to make your payments on time, all we ask is that you get in touch with us to discuss the situation. It may be possible to refinance your loan. You should be aware that if you do fail to make the payments for your loan on time, you could be at risk for losing your vehicle, but we are willing to work with you to help make your payments affordable.
The proceeds from your loan may be used on whatever you may wish. There are no restrictions on how title loan funds can be spent. Although many people opt to take out title loans because they are in a financial bind and need extra money to pay their bills, you may use the money from your loan on anything.
Other possible ways you could spend your loan funds include:
Title loans can provide you with a myriad of benefits when you are hard pressed for cash and do not know where to turn. The application process for a title loan is much faster than with a regular bank loan and you do not have to be worried about passing a credit check. You have a longer timeframe to repay a title loan than with other loan options, including payday loans. Furthermore, you may be able to borrow more money by using your vehicle title as security for a title loan than with many other types of loans.
If you need extra cash and have a lien-free vehicle title, we may be able to help with your financial problems with a title loan at Linville Car Title Loans. Apply for the money you need online today.